engineer: why does a car radiator dissipate heat by blowing hot air onto the very engine it is trying to cool?
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engineer: why does a car radiator dissipate heat by blowing hot air onto the very engine it is trying to cool?
Congrats Ross!!
Super cool Ross.
Well done sir!!!
They also act as a firewall between your bank account and the outside world. I've had a couple of CC hacks. Inconvenient yes, but the bad guys never had access to my bank accounts which could have been really bad, and difficult to recover $$ from. The hacks didn't cost me a cent.
I'm typing this from a computer paid for with AirMiles.
Most CC's have a warranty extension that most people are unaware of. Buy an item with a CC and it double the warranty period (depending on card and plan). Same story with out of province/country health insurance.
I haven't carried a balance once in the decades I've used my CC's and have yet to pay a penny in interest.
It's extremely rare for me to use a debit card or grant access to my bank accounts. Of course non of that matters if I take a political position contrary to the narrative and join the ranks of those with frozen accounts.
Yes, apart from the card benefits the firewall protecting your bank account is an important feature these days with the increase in hacking/security breaches (you don't hear about most of them). If your debit card gets hacked the bank will freeze your bank account while they investigate so it takes longer to get back up and running versus a credit card where the card company will have a new account/card to you in a couple days usually.
The warranties are great and generally unknown for most credit card users who either don't know or forget about them when a product goes bad 1, 2, 3, or 4 years after purchase. The majority of extended warranties add 1 extra year on top of the manufacturers warranty (to a maximum of 5 years). So if your product has a 3-year warranty for example, and goes bad in the 4th year, your credit card will cover repair or replacement if was used for the original purchase.
There is also the 90-day protection period on purchases so if you buy something and it breaks or you lose it, the credit card benefit will replace it within 90-days of purchase. This was pretty much most cards in the past but not sure if it has been cut back to premium cards now - probably not because most people don't claim so the cost of the benefit to the bank is pretty low.
Lastly, if you pay for something and don't receive it, product or service, you can charge it back through your credit card up to 18 months after purchase date (eg. if the seller goes bankrupt, or even if the product is different from what is on your invoice/contract, etc). If you paid by debit or cash you have to take the seller to small claims or regular court.
And this is what burns my ass!!
https://www.youtube.com/watch?v=iQo_ONGTHPY
What are our leaders waiting for!!!
Great - now we have these to look forward to.......
Giant venomous spiders infiltrated the southeastern US and are expected to spread rapidly, experts say
The itsy-bitsy spider climbed up the waterspout … and all across the East Coast.
Except in this case, the spider in question is not so little, according to Benjamin Frick, coauthor of a study of the Jorō spider species published in the journal Physiological Entomology.
Jorō spiders, or Trichonephila clavata, can grow up to 4 inches (10 centimeters) in length — about the size of the palm of your hand or larger — and they could spread into the northeastern United States, he said.
With spindly legs and a striking black, yellow and gray-striped abdomen, the spiders are native to southeastern Asia, but already spread nearly a decade ago to the southeastern United States with its warm climate, said Frick, an undergraduate ecology student at the University of Georgia in Athens.
In his research, Frick determined that the Jorō spider can exist in colder climates, too, which is why a spread to the Northeast is possible.
Jorō spiders are not a threat, and there is no data to prove they are harmful to the environments where they’ve moved, according to Frick.
“In light of this, people should not embark on spider genocide — all this would achieve is the needless killing of a beautiful animal,” he said.
Venomous, but not dangerous
Jorō spiders are venomous, meaning they can poison certain creatures like insects for a meal, according to Paula Cushing, senior curator of invertebrate zoology at the Denver Museum of Nature and Science. She was not involved in the study.
However, the spider’s fangs are virtually incapable of breaking human skin, Frick said.
The only time they will bite a human or household pet is when they are actively being constrained, he added.
These spiders can be considered more of a nuisance, as they build three-dimensional webs in open spaces such as some hiking or biking paths, Cushing said.
“The biggest danger to humans is that you might get a face-full of lovely golden silk if you walk through the web,” she said in an email.
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