Is it fishy at all that the PM is now campaigning for the liberal byelection on oshawa? Come on Oshawa don't let us down. Vote PC!
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Is it fishy at all that the PM is now campaigning for the liberal byelection on oshawa? Come on Oshawa don't let us down. Vote PC!
Whitby-Oshawa by election is a farce. One of the candidates is named: Above Znoneofthe
yeah... my eyes rolled back far enough to see the optic nerve. We've reached the lowest common denominator in politics, we are officially being driven by fools.
Ever get so fucking angry at something that you feel physically sick. It is honestly pretty petty, but I just want to puke.
Trying to cut back on anger, ego, swearing and other bad stuff. Not easy though.
giggity!
Dreaming of one of these http://image.streetrodderweb.com/f/f...ter+grille.jpg
I like the Factory 5 33' kit http://www.factoryfive.com/kits/33-hot-rod/
If I say I give up work for Lent, would my employer need to comply?
Yup, that Factory Five is pretty wild. So many options for building it to your taste too.
Roof, hood, no fenders:
http://image.hotrod.com/f/30823683+w...Bpaint_job.jpg
http://www.speednik.com/files/2013/01/Russian-33.jpg
Vert, full fenders:
http://image.hotrod.com/f/32684902+w...2Btop-down.jpg
Vert, no hood, no fenders:
http://www.speednik.com/files/2013/01/33-1400-01.jpg
There are ways around it. It has something to do with how it is shipped as a kit, so there was a loop hole about sourcing some things separately that would then qualify it as something else and the importing would be fine. There is a tight group of owners/builders in Canada that are very helpful. Speak to them.
I REALLY want to do an electric factory 5 kit. 10 bucks says, I'd still get a fine for no cats from the MOE guys.
Ontario, yours to discover how dumb we vote here.
Forgot what was on me mind: Making my Ranger into a simple little daily. No more lift, no more big tires, no more tune... Just a cheap A to B mini truck.
To be fair. When I started to go crazy on the Ranger, it was my project off-roader / DD. I love off-roading but that is a quickly deteriorating hobby, trails are closing down due to ATVers not respecting property. And now with my little insurance scare, too much risk to get into a crash with a lifted truck. Insurance can and will cut me off to pay the bill from $100 to $1,000,000... Not worth the risk.
Feels like a million bucks first thing in the morning.....
http://img.photobucket.com/albums/v7...pszd2ze0bh.jpg
http://img.photobucket.com/albums/v7...pserzkwtip.jpg
You guys missed the insurance rant?
http://www.torontomustangclub.ca/for...e-it-s-a-doozy
Quote:
Originally Posted by stangstevers
My insurance went up 600 bucks this year... I have a clean driving record (touch wood).. So I've hunted around and was able to save a few hundred by switching companies... So now I'm saving half of that, which isn't great, but isn't bad either!!! Joanna's went up as well... Talk about retarded!!!
Things aren't looking good.
After being screwed over more times than I can count. Stollen from, ripped off and left hanging for thousands.
Accounting errors from my "professional accountant" and a wife / business partner that won't listen and does what ever the fuck she wants in terms of over spending.
We have been struggling big time to get threw the slow winter.
New accountant. Correct what problems we can. Acknowledge the issues that we need to change going forward. Approached the bank for a capital infusion to get us threw the slow months.
Even have a guarantee loan from a local business development corporation.
After weeks of waiting the bank called today and said sorry can't help you.
That's right the loan would be 100% guaranteed by a third part and the bank still said no.
They have no issue giving the average Joe crippling debt. That leaves them paying interest for the rest of their lives but a viable business going threw a rough patch can't get a loan.
And the kicker is. The previous owner had almost three times the credit to run the same business but when we took over the banks slashed it all and expected us to be able to run the same way with less credit to draw from.
So now it seriously looks like we will be shutting the doors.
About to loose everything I have busted my ass for.
How does one go about getting in line for a liberal hand out?
Things are pretty bad out there from a business/commercial perspective (credit, real estate, etc) and there's more to come. Business credit has been tightening up for over a year since the recourse is more difficult to pursue than with consumer credit. Even with a guarantee the FI may need to go to court to try and collect. If it's the BDC then I'm not sure what else the bank is concerned about but a guarantee or collateral is no panacea for a business outlook the bank does not have confidence in (this would be the individuals looking at the app and their own risk appetite as well). Can you try finding out what their specific concerns are and whether you can address those? Have they asked for personal guarantees as well or just shut down the application completely?
I feel for you though and I hope you guys can find a solution for funding through this. Not sure what the cash flow pattern in your business model look like but a merchant capital lender like these guys may be another option (higher risk premiums than at the bank though - however, they are legit): https://www.thinkingcapital.ca/
That are saying it's because of our dept servicing ratio and the state of our books the last two years.
We are finding that the banks are looking at the last 4 years of books. 2 from the previous owner and out first 2. It turns out the previous owner was really cooking the books to make things look great. We are doing them proper so we can address and fix the issues to better grow the business and the drastic change is scaring them. For example he didn't claim much of anything for income so even though we are paying ourselves less combined than he alone took in the books it looks like we are taking more than he ever did. One lender basically accused us of overpaying ourselves and not putting anything back to the business
The business development counsel we are dealing with has pointed us to ward a local credit union apparently they are stepping up and assisting small business were a lot of other banks are not. Hopefully they step up to the plate. Other wise it's gonna be a fire sale.
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Thanks
Oh no. Sorry to hear. That is hard...especially when you work your ass off. I hope everything works out for you.
You know when the ins. asks you if you have any mods? You say other than tint and wheels, "no". But in reality you have a lifted truck with 6" taller tires than stock, V8 upgrade, etc...
The real risk is if you run over someone that jumped in front of you. The insurance will close your account, pay you back what you gave them and you have ZERO insurance while being in a milion dollar lawsuit with the other family. It's in the fine print. If you don't disclose any information on your vehicle you risk your likelyhood in the event of a serious collision involving death.
That's why I didn't do the V8 swap in the Ranger and I'm putting it back to stock. Not worth the risk on a daily driver.
Just watched a video that got my blood pressure to dangerous levels. Some dude was saying "fuck canadian laws. A woman is a woman when she reaches puberty." Defending having sex with a 9 year old. Multiculturalism should stop at sharing different foods. I think I' break his nose if he said that to my face. I'd break his neck if he looked at my kid.
I should not go online....
I mean no matter what you believe in. This isnt the era where we live to be 30 thus need to get married and have 15 kids by 15. I know this is just one sick dude and doesnt reflect everyone.
just sent this note over to my city councillor.....was a pretty strange deal last night.....trying to be as politically correct as possible by not saying that he sure didn't look or sound Canadian from Montreal
Hello Mr. Filion,
I'm contacting you with regard to the property at #xxx xxxxx xxx.
I own and live at #xxx xxxxx xxx....right next door.
My understanding, having attended the multiple Committee of Adjustment meetings last year is that the new owners (who purchased the property in the Fall of 2014) plan to tear down the existing house and garage and build a new house.
I am wondering if your office has the same understanding?
The only "progress" I've seen at the property was last October when a small crew removed all the appliances in the house, and errected protective fencing around the city-owned Maple tree on the north side of the property, and errected protective fencing around the Maple tree on the south side of the property which straddles our property line. (my reasons for attending the CoA meetings was to ensure that the shared Maple was not cut down as it is my property too). I assume that the power has probably been cut off as I've not seen any lights on at the property in well over a year.
The reason for my question is because of a strange occurrence last night.
At approximately 7pm a taxi pulled into the driveway at #xxx and what I assume was a family of 3 got out and seemed to be trying to open the front door. It appeared to be a husband and wife in their 30s or 40s and a teen-aged daughter.
I approached them and asked what they were doing. And the man said "I am here to live in #xxx....I am Canadian...I am from Montreal".
I told them that wasn't happening because the house has no power and is being torn down. His strange reaction was to point at my house and say "I will live there...I am Canadian...I am from Montreal".
So I told them that wasn't happening either and suggested that they make there way down to the North York Centre where it was warm.
They hung around the property for about 5 more minutes checking the side door and looking in the windows and then headed down towards NYC.
The thing that comes to mind is this was a refuge family, who I assume had the wrong address.
I don't have contact info for the owners of #xxx (or I would have contacted them), and I didn't think this was an issue for the Police, but I wanted to contact someone with some authority who may have the capacity to look into the issue.
I appreciate your time
Wait... i'm from Montreal too. We can do that?