Isn't your commute about the length of a runway?
You'd have to move to an airplane community (which I never realized was a thing until I saw John Travolta's house).
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Isn't your commute about the length of a runway?
You'd have to move to an airplane community (which I never realized was a thing until I saw John Travolta's house).
I should have called in sick this morning... wow, talk about a shitshow.
hate banks.
nothing but crooks in suits out to screw.
we were due for mortgage renewal. but been talking to the bank about putting an addition on the garage. lots of back and forth with work being so busy and no time for anything. also trying to find a contractor and get answers from the municipality. ended up past our renewal deadline.
got an email today saying past the deadline and the mortgage has been flipped to an open term.
we were a 5 year fixed at 2.99%. the switched it to a 6 moth open AT 7.45%
FUCKING BULLSHIT. because they knew we were looking at more. and the switched to a term with the highest posable rate.
raise holy hell and they put it back to a 5 year fixed at 2.75.
and we are now shopping for a new mortgage lender.
^^damn bs
I'm not sure it was the bank's fault that the customer missed their contractual deadline: "with work being so busy and no time for anything. also trying to find a contractor and get answers from the municipality. ended up past our renewal deadline."
Isn't that akin to your comments about appliance customers - they don't want to own their issue and blame you for it? Does your contract stipulate that if you don't renew by the specified date that the contract will roll to open/flexible at the specified rate? Once you're out of term then the bank can no longer match the term of capital borrowed for your mortgage term (or portion of) since you're not on a term any more - that means they're borrowing at short term overnight rates to fund your mortgage until you lock in again.
Every mortgage I've had they start talking about renewal a solid 6 months ahead of time with letters, email reminders and phone calls. The consequences of not renewing in terms of rates were spelled out in the fine print no one reads. The only bullshit is that you are blaming the bank for your own fuck up, but then you seem to do a lot of blaming others. Enjoy the penalty on getting out of that 5 year fixed.
I get it, life comes up. But if my wife and I can manage to sell our old house, arrange a mortgage, get all utilities transferred etc while she was in the hospital on bed rest for 7 weeks after her water broke at 21 weeks, then have a 1300g baby 2 days before moving and not miss anything you can re up for a mortgage that can easily be planned for well in advance.
Yep, March and April were a heck of a time for my family.
maybe true except when I'm dealing with my customers I don't triple my rate in the middle of negotiations,
we started talking with the bank 6 months ago. its not uncommon to ask them for information and wait weeks for them to get back to you,
that and I told them 3 weeks ago that we were not getting straight answers from contractors and would be fine just putting it back to what it was, a 5 year fixed. they ignored that request never sent paper work, and then bumped my rate up.
yes your all right all my fault.
lol yes save me by adding 200 a month in interest to my bill.
and I never said engineers are evil. I just think that they should have experience working on the things they design, and make considerations for the poor saps fixing the stuff.
(edit: just want to be clear this wasn’t a shot at you. Talking more of my experience with appliances and cars)
I don't remember the Human resources stuff?