economy changing your plans?

[stangstevers]

It's almost absurd to buy parts now, even used parts are rising lol

So I went from a nice interior plan with new carpet, new leather seat upholstery, etc... To used black parts and 98GT seats. May even paint my console as it's the last black part I need to save a few pennies. So my plans changed...

It's like a 40% tax + HST....

[WTF]

I eat lots of fruit

and the price of fruit right now is making my eyes bug out.....$11.49 for 5 fucking honey crisp apples

I normally didn't look or care about the price of fruit

I'm looking now

[stangstevers]

$11.50 for 5 apples? Where do you shop?

[WTF]

$11.50 for 5 apples? Where do you shop?

it was at Metro last weekend

had 3 other bags (pears and other apples) that seemed a bit high....like $6.50 for 5 instead of $4.50 for 5.....then she rang up these Honey Crisp apples at $11.49 and I was floored

our low $$ is kicking the shit out of the price of fruits and veg

when an apple costs as much as a beer...we got problems

[stangstevers]

Agree! Plus our government is going to introduce a carbon tax, further increasing the cost of off-season fruits/vegs. We're going to be kicked back into the days of preserving food / eating fresh in season only and an orange for a christmas present*.

*It was a thing back in the day, fruits were so expensive that getting an orange in the winter was a real treat.

[r-model]

Metro is one of the more expensive stores to get food from, I always go to Freshco, Price Chopper, No Frills and Walmart too

[Not4you]

I hope things turn around before next August. I have a week planned for holiday in Ohio, but adding 50% to meals and hotels is not too cool with me for my cheap trip to see some friends. Maybe I can convince them to come up here!!

[ZR]

Returning to Woodward this coming season was in the cards, no way I can justify + 50%, just isn't going to happen nor will attending any Nascar / NHRA races.

[Not4you]

Returning to Woodward this coming season was in the cards, no way I can justify + 50%, just isn't going to happen nor will attending any Nascar / NHRA races.

My trip will be to Akron for the Saleen Nationals. Really strong friendships and the shit-ton of fun to be had will still take me there, but man it's going to cost a lot more than it should. You should join if you're looking for a fun car trip that isn't too far away (closer than Woodward anyway).

[Biz]

Our Condo fee's this year will cost $2100 more than 2 years ago.
Brutal.

[stangstevers]

Metro is one of the more expensive stores to get food from, I always go to Freshco, Price Chopper, No Frills and Walmart too

No-Frills shopper here. We exclusively use the PC mastercard for everything and collect points. Don't pay too much for groceries (and no, we don't carry a balance).

[03svt]

I have to order some parts for my cutlass to get the build going for this spring...with the dollar right now I'll be in 3k+truck freight for 2 fenders and 2 1/4 panels..I'm going to hold off a bit, I'm in no rush.

[Ray721]

Our Economy fucking sucks!!!

[toofast306]

Just had a chat with my lunch guy - the prices of veg has increased three-fold for him, if not more.
Wait 'til the menu prices have a chance to catch up with reality - eating out will soon be a luxury.
And let's not forget the price of gas - it ought to be closer to .75, yet we feel happy that it's less than a buck.

[Jack Raccoon!]

Timmy, we were in Alaska in August. 5 gala apples were $16. U.S.




My wife went through this in the 90's when the $ was like 65 cents. She didn't want to go south because of the $$$. I asked her if she wanted to be warm for a couple of weeks or shovel and shiver? We went south lol. There are plenty of ways to save on vacation. Gas is still far cheaper. Eat breakfast/a couple dinner's in your condo...

Mexico in 3 weeks. Peso vs. CAD is stable
Lake Lure, NC in June. Love it there. Nothing will keep me away.
River Cruise in August. Prices where in CAD and a better value then U.S. pricing.

I'm 54 soon. Just hanging out waiting for the big one. I'm tired of this hell hole city. And I want to die $1 in debt. CAD won't hold be back...

[92redragtop]

Metro is one of the more expensive stores to get food from, I always go to Freshco, Price Chopper, No Frills and Walmart too

Yeah Metro is much more expensive than even Zehrs/Fortinos on many items.

[92redragtop]

No real impact on US purchases since I have some US income so that gets used to fund non-Canadian spending....natural hedge.

Have noticed it with food but a few years ago I started buying the fresh stuff on a local/seasonal basis or at least minimizing travel distance for things that cannot be sourced locally/in-season, although this was mostly for freshness and quality (eg. I'll only buy oranges/grapefruit from US not South Africa or Israel - yes, those are the choices).

Anything from western or southern US has double impact of exchange rate and higher prices due to reduced crop yield from drought or floods.

[92redragtop]

Our Condo fee's this year will cost $2100 more than 2 years ago.
Brutal.

You pay your fees in CDN dollars (north to south)?

[Armen]

I had some mods planned for the car. I'll do the brakes for sure but the other... I dont know yet.

[hsousa88]

Really want to do a 5 lug/disc brake conversion... priced it out last night and WOW.

Dunno, maybe in a couple of months.

[RedSN]

when an apple costs as much as a beer...
...drink beer.

[hsousa88]

Beer is cheaper than water in most Euro countries :)

Sent from my SGH-I257M using Tapatalk

[Uncle Buck]

Some are calling for a 0.59 dollar in 2016. That'll keep my bucks north of the border

[Whitehot]

KD n Hot Dogs... and a couple car parts lol

[AKAFISH]

Mods for the cars have now taken a back seat and I have a golf trip planned in the states in June, man is that going to be pricey!

[Screw]

Buy a farm , cash crops , go off the grid ....that's all ;)

[Biz]

You pay your fees in CDN dollars (north to south)?

Have a Condo in Panama City beach fla.
$340/month condo fee's (US)

[Black Sheep]

KD n Hot Dogs... and a couple car parts lol

yup, and buy in bulk. LOL

[stangstevers]

A buddy of mine is saying it will take YEARS to recover. Some big heads shook hands to kill the price of oil so they can make a few extra billions.

- - - Updated - - -


Beer is cheaper than water in most Euro countries :)

Sent from my SGH-I257M using Tapatalk

My wife's country, Slovakia is the case. 80 cents a litre beer. I don't remember much of my trip there. lol

[92redragtop]

Have a Condo in Panama City beach fla.
$340/month condo fee's (US)

Figured this was it - personal use I assume. Yeah tough to fund it on a north to south basis at these rates. Guess I'm lucky in that my HOA fees have stayed flat since we bought back in 2012.

[BAB CObra]

I love the USD going high.. hope the canadian dollar goes even lower!!!

[stangstevers]

I love the USD going high.. hope the canadian dollar goes even lower!!!

That's a stupid thing to say. You wish for cost of life increases?

[92redragtop]

That's a stupid thing to say. You wish for cost of life increases?

If you have a lot of US dollar investments that were made at par you are up 40% on the exchange alone and the US market has appreciated over the past 5 years so that's on top of the 40% return. Depending on the size of the investment, the extra cost of food and other stuff if you don't consume a lot isn't a big issue. All depends on lifestyle and where you put your money to work. Four years ago the mantra was to move your capital to the US market - anyone who did that is likely smiling now (more recently it's been to move some capital to the Euro market after the US bull run).

[Black Sheep]

That's a stupid thing to say. You wish for cost of life increases?

He probably sells lots to the south and the exchange is pure profit gain. It would well out weigh the cost of living increase.
Low dollar is great for company owners that sell to the states.
Just imagine if you sold a million dollars worth of product to the states. You just made $400,000.00+ doing notta.

[HyperGT]

yup low dollar great for exports, labour costs etc.
Was about to buy my lift but $5500 installed is alot vs what it was a year ago. Not sure to hold off or just do it.

[Black Sheep]

yup low dollar great for exports, labour costs etc.
Was about to buy my lift but $5500 installed is alot vs what it was a year ago. Not sure to hold off or just do it.

gonna get a little worse before it gets better. all depends on when you were gonna buy. now or 6 months from now.

[TheMustangShow]

yup low dollar great for exports, labour costs etc.
Was about to buy my lift but $5500 installed is alot vs what it was a year ago. Not sure to hold off or just do it.

http://athlonsports.com/sites/athlonsports.com/files/BoJackson702.jpg

Just do it Mike!

Dollar is just going lower, at least for the next four years, until the governments in Alberta, Ontario and Ottawa can change.

The upcoming, unbridled spending is going to turn our dollar into the Peso. http://smileys.on-my-web.com/repository/Smoking/smoking-mexican-001.gif

Really feel sorry for the fine folks in Alberta, they are totally fucked...

[stangstevers]

I should get some consulting gigs in the USA lol. With a trudeau at the helm,Canada is majorly fucked. Welcome to the Canadiamese dong, islamist friendly era of Canada.

[SVOMACH1]

I wish the dollar was better but I'm going ahead with some upgrades on my Mustang anyways. Getting too old, too fast to wait for the economy to improve.

[Whitehot]

^^^ I agree. I m into some upgrades, and just ordered Full Exhaust, engine to tail pipe. Of course, everything comes form the states... Kinda $$$ but will more or less, complete what I started last yr, I hope.Like I said, won t be eatin out as much, turn off the lights, save $$ were ever we can... Anybody need part of a decent liver??... Maybe a kidney? LOL...

[TurboFox]

http://athlonsports.com/sites/athlonsports.com/files/BoJackson702.jpg

Just do it Mike!

Dollar is just going lower, at least for the next four years, until the governments in Alberta, Ontario and Ottawa can change.

The upcoming, unbridled spending is going to turn our dollar into the Peso. http://smileys.on-my-web.com/repository/Smoking/smoking-mexican-001.gif

Really feel sorry for the fine folks in Alberta, they are totally fucked...

are you an economist?

Is the supply glut of oil caused by our governments? Is the US yield curve steepening due to our government?

[RedSN]

All the parts sitting on my shelf waiting to be installed are now worth more, LOL.
I've got a few years worth of supply to get me thru this low dollar.

[Slick_89_Hatch]

Mike, I know a good lift guy if you would like a quote. He's done a couple for people I know.

[tulowd]

moving ahead with projects; sadly some of them shoulda been done 4 yrs ago with an at par dollar and me providing the labour.
Oh well, bread and water for the next 5 yrs; unless I'm on a date; lol

As far as the weak dollar goes - we are low man for the next while, likely more than a couple of years. Poor provincial spending and leadership policies in Alberta and Ontario aren't going to help; likely neither will our male model in Ottawa. The glut of oil and low prices aren't the politicians fault, but they should be in the know before the general public is in terms of planning and implementing solutions/strategies. Don't need to be an economist to understand that. Lots of reality surrounding us.

Saw an interesting diatribe by Kevin O'Leary calling out Alberta premier. I don't like the dude, but he does make sense with what he's saying.
http://www.cbc.ca/news/canada/edmonton/alberta-premier-rachel-notley-tries-to-douse-dragon-s-fire-1.3400448

[FordFTW]

live once, its just money, spend it while you can, life is too short.

[03svt]

Mike, I know a good lift guy if you would like a quote. He's done a couple for people I know.

Is he an installer or can be supply the lift as well? I'm thinking of grabbing a lift in the next little while too.

[hsousa88]

live once, its just money, spend it while you can, life is too short.
I have the same mentality most of the time.. Unfortunately it's not that simple.

[RedSN]

live once, its just money, spend it while you can, life is too short.
...said the grasshopper

[HyperGT]

i dont loke overpaying and sure its just money but like everyone else, family, investments, house etc means i dont take that approach on my toys - all the time. On the fence, i have a good installer, thanks Norm, just wrestling with the big price jump amd the many projects i want to do.

[Armen]

6 Piston Brembo brake upgrade kit from CJ's is $1721 USD, all in.

$2508.21 to my door with conversion. Wow.

[03svt]

i dont loke overpaying and sure its just money but like everyone else, family, investments, house etc means i dont take that approach on my toys - all the time. On the fence, i have a good installer, thanks Norm, just wrestling with the big price jump amd the many projects i want to do.

Any idea what da silva racing charges? Read on the other board they install lifts, I guess they sell them as well?

[True Blue]

^^^ Buy the lift yourself and install it yourself!! It's very straight forward. Cut out the middle man!

[03svt]

^^^ Buy the lift yourself and install it yourself!! It's very straight forward. Cut out the middle man!

but I'd be paranoid everyday parking a new car under the lift if I installed it haha

Think the install price would be piece of mind..

[HyperGT]

Any idea what da silva racing charges? Read on the other board they install lifts, I guess they sell them as well?

they don't anymore.
I want a professional install, for piece of mind and insurance.

[Screw]

Thought someone just posted Joe D installed a lift recently .

[HyperGT]

I called last week and they said no. Must have been a one off.
Most charge between 700-850 if folks are wondering.

[True Blue]

but I'd be paranoid everyday parking a new car under the lift if I installed it haha

Think the install price would be piece of mind..

Trust me Mike, it's super easy!! A couple of buddy to help with lifting a few heavy pieces the rest is easy as pie. It was the best $750 I saved!!

[Ray721]

6 Piston Brembo brake upgrade kit from CJ's is $1721 USD, all in.

$2508.21 to my door with conversion. Wow.

Have you tried any of our local channels?

[Armen]

Have you tried any of our local channels?

Nope. Just window shopping right now. Wanted to see what the damage would be now with the dollar being what it is. There's a lot of damage, lol.

[Ray721]

Nope. Just window shopping right now. Wanted to see what the damage would be now with the dollar being what it is. There's a lot of damage, lol.

Oh it's gross. I won't be ordering anything for a couple years I guess. Probably just end up getting rid of it in that time.

[RedSN]

Think the install price would be piece of mind..
For me, it was partly the logistics of picking up the lift. Install included picking up the lift at the depot and delivering. Plus, the installer was short handed and gave me a deal if I helped. Hell yeah!

But yeah, installation is quite easy now that I've seen one put together.
http://i605.photobucket.com/albums/tt137/LX-Markham/Garage%20Project/image_zps14ee3a6d.jpg

[92redragtop]

live once, its just money, spend it while you can, life is too short.

Until you have to eat cat food to survive.

[WTF]

here's the problem I noticed while grocery shopping yesterday

1 large green pepper - $2.10
2 large vidalia onions - $4.40
5 small nectarines - $6.70

mini oreos = 2 boxes for $5.00

this is the danger-zone for families who haven't got very much to spend....cause I'll tell ya, 2 boxes of mini oreos looks like way more food than 2 onions

[stangstevers]

No frills:

10lbs of tators = $2
Blueberries = $2
4lbs of Mcintosh apples = $3

I bought a ton of chicken breasts that were around 7 bucks for 5 when it was on sale. I don't buy the "cookies are cheaper" argument.

[Screw]

Ya most shits full blown tarded now but u gotta shop it , if u walk into metro longos etc ur gonna pay bottom line .

[stangstevers]

Iran is going to start pumping 500k barrels a day. So expect oil to drop. I hear oil will hit under 15 bucks. That and the recovering US economy... oufff.

[Ray721]

Iran is going to start pumping 500k barrels a day. So expect oil to drop. I hear oil will hit under 15 bucks. That and the recovering US economy... oufff.

That means we should be paying like 35-40cents a litre however it won't go under 75cents. Then when oil come back up to $100 a barrel we'll be paying five fucking dollars a litre.

[stangstevers]

That means we should be paying like 35-40cents a litre however it won't go under 75cents. Then when oil come back up to $100 a barrel we'll be paying five fucking dollars a litre.

yup..... going to hit 2 bucks for sure, especially with the liberal carbon tax plan.

[Scrape]

Things are getting retarded here.

[Slick_89_Hatch]

Is he an installer or can be supply the lift as well? I'm thinking of grabbing a lift in the next little while too.

He does both, PM me and I'll get you his number!

[toofast306]

To answer the question, no, the economy has not changed my plans. Case in point:
Bell housing adapter plate $276
Flywheel, clutch and miscellaneous stuff $1202
Now I need to hang out in 'murica for the weekend to avoid duties. More $$$
I decided to stay on this side of the border for my turbo needs ($600+)
F'n ouch.

[stangstevers]

Looks like we'll be at 50 cents soon.

[stangstevers]

I need to generate income in US funds of my 93 project plans are stunted.

+1 Anyone know any SMB's that require some UX gurus?

[onDjuice]

Going to put some 10" welds on the back of the fox new rubber and a shot of juice or turbo. And go to the track alot more this year.. Its time to get the smile back !!

[BAB CObra]

That's a stupid thing to say. You wish for cost of life increases?

Why i get paid in USD.. so i could careless lol.. more for me.. its about time since i started working in the states i was getting below par

[BAB CObra]

Best is when ppl are like wow you are lucky now..
yet i always pay tolls daily back and forth and gas and wear and tear... when its high ppl think i am richer.. (i am slightly) but in the end gov't takes it all back some way or another but it allows me to put more away in USD exchange less to pay bills and just bank it till a rainy day

[Black Sheep]

Why i get paid in USD.. so i could careless lol.. more for me.. its about time since i started working in the states i was getting below par
So if your salary is $100,000.00 USD, you got a pay raise to $140,000.00 CAN. Sweet.....

[stangstevers]

The CAD is done for a few years. Looks like the middle east is trying to take us into the stone age (feels like it).

[BAB CObra]

So if your salary is $100,000.00 USD, you got a pay raise to $140,000.00 CAN. Sweet.....

yea.. but too bad i pay tax here in canada..
doesnt just work that way..
basically if you are paid 100k USD yes you make 140k canadian..
but when its tax time gov't makes up some exchange rate.. and looks to see if you paid enough.. usually you have to dump rrsp to balance out.

[CON VERT]

I eat lots of fruit

and the price of fruit right now is making my eyes bug out.....$11.49 for 5 fucking honey crisp apples

I normally didn't look or care about the price of fruit

I'm looking now

We drive out to a place in Wicklow, ON ,Knights Apples, it's a whole sale place where they do grading and storage & buy bushels of apples , C grade, as my dog eats them, nothing wrong with them , they are just not perfect for the grocery store , 99 % of them are irregular skins etc, just not perfectly round, depending on the apple type , 1/2 bushel of Courtland are $10 -12 , full bushel of Mac's are $22 , even the "A" perfect ones are $35 for a full bushel, & they keep perfect in my garage ! & the quality is much better than grocery store one that have been shipped from god only know where and banged around ! it just a nice cruise about an hour outside of Ajax !

[92redragtop]

yea.. but too bad i pay tax here in canada..
doesnt just work that way..
basically if you are paid 100k USD yes you make 140k canadian..
but when its tax time gov't makes up some exchange rate.. and looks to see if you paid enough.. usually you have to dump rrsp to balance out.

Aren't you better off putting some money into a TFSA, trying to grow it there, then taking if out to pay the extra taxes at year end? If you have the same growth in the RRSP then you'll pay tax in the gain at your marginal tax rate when taking it out to pay your tax bill. Only benefit I see is if your deduction can allow you to drop down into the next lower tax bracket (or if you do the RRSP route, take the refund and invest it inside a TFSA, then use the principal/gains (if any) to pay your incremental tax bill). Plan at this time of the year for tax time in 2017 and you'll keep more money in your pocket at the end (and less to Justin and Kathleen unless you want to help them pay down their bills like Kathleen is asking us to do).

[WTF]

We drive out to a place in Wicklow, ON ,Knights Apples, it's a whole sale place where they do grading and storage & buy bushels of apples , C grade, as my dog eats them, nothing wrong with them , they are just not perfect for the grocery store , 99 % of them are irregular skins etc, just not perfectly round, depending on the apple type , 1/2 bushel of Courtland are $10 -12 , full bushel of Mac's are $22 , even the "A" perfect ones are $35 for a full bushel, & they keep perfect in my garage ! & the quality is much better than grocery store one that have been shipped from god only know where and banged around ! it just a nice cruise about an hour outside of Ajax !

for the tank of gas I save....plus the time involved....not happening

and I'm completely OCD about flawed fruit...takes me forever to pick em out....I won't buy a huge thing that's already packaged

managed to avoid the stupidly priced Honey Crisps over the weekend....so while the price was more than I usually pay...it's wasn't that far off

[BAB CObra]

Aren't you better off putting some money into a TFSA, trying to grow it there, then taking if out to pay the extra taxes at year end? If you have the same growth in the RRSP then you'll pay tax in the gain at your marginal tax rate when taking it out to pay your tax bill. Only benefit I see is if your deduction can allow you to drop down into the next lower tax bracket (or if you do the RRSP route, take the refund and invest it inside a TFSA, then use the principal/gains (if any) to pay your incremental tax bill). Plan at this time of the year for tax time in 2017 and you'll keep more money in your pocket at the end (and less to Justin and Kathleen unless you want to help them pay down their bills like Kathleen is asking us to do).


i put in TFSA regardless.. but the taxes at the end are huge at this rate.. so you pay RRSP to minimize the payment to the 750 to OHIP

[RedSN]

I'm completely OCD about flawed fruit...
I'm having difficulty believing this.

[Screw]

Imperfect apples 4.99 6Lb bag ... all good
3 bux bacon
No Frills shopper

[WTF]

I'm having difficulty believing this.

can't tell if that's sarcasm

but.... I'm not buying any fruit with bruises, nicks, pecks or gashes....and they're put on the conveyor belt at the end so they don't get other bags put on top of them in the cart

you hand me an apple with a bruise on it...I ain't eating it

[Laffs]

can't tell if that's sarcasm

but.... I'm not buying any fruit with bruises, nicks, pecks or gashes....and they're put on the conveyor belt at the end so they don't get other bags put on top of them in the cart

you hand me an apple with a bruise on it...I ain't eating it

I'm sure it was sarcasm. If you had said you polish and zaino your apples and keep them in a bowl made from solid machined billet I'd believe it.

[Ray721]

Lmao I'm the same way. Michaela calls me a big baby all the time because of it. I can't help being picky lol

[Screw]

It's ok guys leave the nicked ones for us family of 5 to feed , we slice em up toss em in salads :)

Must be more nutrients in your lacquered ones lol

[hsousa88]

+1 on bruised fruit.. drives me nuts

We are spoiled.

Sent from my SGH-I257M using Tapatalk

[stangstevers]

I used to be like that... Went from "yuck, apple with a bruise" to "meh I'll cut out the bruised part" to "fuck it... eat it". We juice our fruits/vegs when they don't look so good though, makes great juice.

[Armen]

can't tell if that's sarcasm

Oh, it was sarcasm alright...

[92redragtop]

It's ok guys leave the nicked ones for us family of 5 to feed , we slice em up toss em in salads :)

Must be more nutrients in your lacquered ones lol

Just more stuff in them and mutations to grow and look consistent. Ever look at the organic ones? They certainly don't look like the bright, shiny, perfectly shaped ones from the "regular" section.

[92redragtop]

We drive out to a place in Wicklow, ON ,Knights Apples, it's a whole sale place where they do grading and storage & buy bushels of apples , C grade, as my dog eats them, nothing wrong with them , they are just not perfect for the grocery store , 99 % of them are irregular skins etc, just not perfectly round, depending on the apple type , 1/2 bushel of Courtland are $10 -12 , full bushel of Mac's are $22 , even the "A" perfect ones are $35 for a full bushel, & they keep perfect in my garage ! & the quality is much better than grocery store one that have been shipped from god only know where and banged around ! it just a nice cruise about an hour outside of Ajax !


Back in November we were talking to a B&B owner in the Niagara region and they were complaining about all the good fruit that gets rejected and ends up going to the dump/landfill by the truckload (even though they're perfectly fine) - with their help we're trying to get something going where it can get re-directed to groups in Caledon that can use it as part of their services/community effort to feed people who need help, etc., or donate it to local groups that can use it in fundraising efforts. Wifey has sourced a couple commercial fridges/freezers and kitchens in Caledon (NFP based) to use for this.

[Mellow Yellow]

yea.. but too bad i pay tax here in canada..
doesnt just work that way..
basically if you are paid 100k USD yes you make 140k canadian..
but when its tax time gov't makes up some exchange rate.. and looks to see if you paid enough.. usually you have to dump rrsp to balance out.

You shouldn't be paying any more Canadian tax now that the exchange rate is big. Even though you pay in Canada on the higher amount, don't forget you get the foreign tax credit to offset it; based on US $ also converted to Canadian (including the FICA and Medicare contributions on your W2). Also any contributions to a 401K are now deductible on your Canadian return (new in the last 3 or 4 years).

In times when exchange is high, most of my clients only have to fork out the Health Tax. Usually the high amount of $750. I assume you have an accountant helping you out with your cross border stuff. If not, you might want to have one check the your returns out; they are quite complex.

[CON VERT]

These apples I speak of are neither nicked or bruised etc, some the stem is not centered, or they are not perfectly round, etc, their C grade apples are nicer than some of the ones I see in the store, they also sell A grade if so interested, but to me just not worth the extra dough, & too us it worth the drive, we are always out cruising out that way anyways so why not stop in to a place that has the freshest apples you can find , from the tree to you !

FYI ~Apples that fall on the ground are not allowed to be used for anything except left to rot, not even allow to be used as feed for animals , that's the LAW, we go to allot of orchards in the summer and there are ton and tons of apples that drop or get knocked off by birds wind etc.

[RedSN]

^^^i used to work for an orchard. Those are called 'grounders', and they most definitely get used. They end up in the juice plant.

[twister]

i don't eat fruit.. maybe a peach now and then.

[BAB CObra]

You shouldn't be paying any more Canadian tax now that the exchange rate is big. Even though you pay in Canada on the higher amount, don't forget you get the foreign tax credit to offset it; based on US $ also converted to Canadian (including the FICA and Medicare contributions on your W2). Also any contributions to a 401K are now deductible on your Canadian return (new in the last 3 or 4 years).

In times when exchange is high, most of my clients only have to fork out the Health Tax. Usually the high amount of $750. I assume you have an accountant helping you out with your cross border stuff. If not, you might want to have one check the your returns out; they are quite complex.

I do have someone but you still have to put in your RRSP to offset it with higher exchange.
the foreign tax does help... but USA taxes less than canada with the exchange.. either way usually i have only paid the $750.. but this year is the first year that the USD has been significantly higher...
good thing is i have 2 write offs for dependants.

[MUSTANGWOP]

i don't eat fruit.. maybe a peach now and then.LMAO Dave.

[Mellow Yellow]

I do have someone but you still have to put in your RRSP to offset it with higher exchange.
the foreign tax does help... but USA taxes less than canada with the exchange.. either way usually i have only paid the $750.. but this year is the first year that the USD has been significantly higher...
good thing is i have 2 write offs for dependants.

Yeah, I really like the dependent write off in the US, it really helps.

I also like how you can usually get a US refund and state refund that when converted can usually offset any Canadian tax payable. The RRSP works also.

[BAB CObra]

Yeah, I really like the dependent write off in the US, it really helps.

I also like how you can usually get a US refund and state refund that when converted can usually offset any Canadian tax payable. The RRSP works also.

Well i figure RRSP is for myself and can hopefully only grow.. its better than paying WYNNE with a tax payment.