Is there a Hagerty style insurance for modern cars?

[stangstevers]

I just got an email about my notch insurance reminding me if I total it, I keep the car and get the payout.

I'd pay extra for a good quality insurance for the new Mustang one I could trust to provide a 19A type policy. An insurance for the "car guy".

[Laffs]

Not if you want to daily drive it, or use for semi regular commute/errand use.

[Snaketamer]

Would Zehr be a better choice?

[83 5.0]

Got this from my insurer HUB today, not sure if it is what you are looking for.


FOUR WHEELS, NO WHEELS, NO PROBLEM

You own a vehicle that deserves special treatment. When considering insurance coverage, you’ll want a policy that is designed for the collector car enthusiast, a policy that is tailored to your vehicle and how you use it.



Drive more – your vehicle is meant to be enjoyed and at Hagerty, we encourage driving. So take a Sunday drive, even a Tuesday or Thursday drive, travel to a car show, have fun! Our policy allows for pleasure usage with no fixed kilometer limits.*

For cars…and whatever else moves you – think trucks, SUVs, boats, even vehicles under restoration. Your policy will fit your needs and protect what you own.
Get what it’s worth – our Guaranteed Value® (AKA Agreed Value) coverage means if a covered total loss happens, you get the price you agreed on, less any deductible. Guaranteed.**
Talk to experienced claims specialists – if you need one, a car person is there for you. Our adjusters understand the nuances of collectible vehicles and what it takes to get work done right.

Contact your HUB broker today
for a quote on your classic car, truck or boat

Fueling a community of car lovers
Rarely does having a special vehicle begin and end with simply owning it. We offer lots of opportunity to connect with other car people through Hagerty Drivers Club,™† daily digital content and video series, Hagerty magazine and worldwide events.

*Pleasure use does not mean driving to and from work or school, routine shopping, etc.**Subject to provincial salvage laws. Guaranteed Value includes all taxes, fees, and/or expenses.†Purchase of insurance policy not required for membership. This is a general description of coverage. All coverage subject to provincial availability. Policies underwritten by Elite Insurance Company, a subsidiary of Aviva Canada, Inc. All third party names, trademarks and logos are property of their respective owners. Their inclusion does not imply sponsorship nor endorsement of Hagerty. Hagerty, the Steering Wheel logo, and Guaranteed Value are registered or trademarks of The Hagerty Group, LLC. ©2019 The Hagerty Group, LLC. All rights reserved.

Click here to unsubscribe or to change your Subscription Preferences.
This information is provided for general information purposes only. It does not constitute professional advice and does not create a broker-client relationship. Please consult a HUB advisor about your specific needs before taking any action.

HUB International, 300 N. LaSalle Street, Chicago, IL 60654

© 2017 HUB International Limited. All rights reserved.

[stangstevers]

Given GTA drivers, insurance rip-offs (for daily drivers)... the best bet is to NOT own a nice car for the daily commute and keep a classic in the garage. Part of me wants to sell the 2017 GT and just stick to the G37x for daily use summer and winter... Crash it? Who cares, I'll get another for 12k... I was thinking about budgeting 140k for a new DD but this experience is turning me off to owning a nice car...

Although I've been taking a stress free route these days 407 AM and PM... But 100km daily on that hahahaha...

[RedSN]

.. the best bet is to NOT own a nice car for the daily commute and keep a classic in the garage....

The first step to serenity is admitting one can't have nice things in this city.
Someone's going to crash it, burn it, or steal it.

You should get an older Ranger :D


edit: and resist the urge to mod the DD.

[stangstevers]

Lol my lifted Ranger was sweet though.